Did something happen over the weekend? I was in the woods.
Over time… Bitcoin wins.
#bitcoin #bettermoney
Just saw an article that a hacker stole data on “nearly all” of AT&T’s customers (The Washington Post).
The demand for cybersecurity is only going to grow as we head into the future. Might not be a bad field of work to get involved in.
The world of 8 character passwords, with one number and one special character, will not last.
#cybersecurity #internet #technology
If you want to understand the psychological power that money has over us, just watch a couple MrBeast videos.
#money #mrbeast
Bitcoin’s holding up pretty well, considering the amount of Bitcoin that Germany is selling.
#bitcoin #germany
Bankruptcies continue to snowball. Who is holding the bag for these businesses that are going under? And what does it mean for the broader economy?
Eventually we will see larger dominoes fall if the economy continues to weaken. There will
be consequences for these tighter financial conditions.
It feels like we are moving past the “gradually” and getting closer to the “suddenly.”
#recession #economics #bankruptcy
It has now been 6 months since the launch of the Spot Bitcoin ETF’s. We’ve seen bitcoin slide down into the 50K-60K range. I wouldn’t be surprised if we see ETF inflows pick up at this discounted price. It’s a good opportunity for a new wave of institutional investors to get exposure.
#bitcoin #investing
Parker Lewis has become one of my favorite voices in the Bitcoin space.
#bitcoin
We’ve seen an interesting change in commercial real estate (CRE) trends over the past year, it’s something to keep an eye on.
We know the banks have massive unrealized losses on the balance sheet, primarily due to treasury bond holdings.
However, if we continue to see CRE prices decline and CRE delinquencies rise, the banks will realize some big losses. Banks are the largest holders of CRE debt. This could lead to a continued banking crisis, like we saw last year.
Chart 1: This chart shows the CRE loans held by commercial banks.
Since May 2024, we’ve started to see these holdings decline. There is word that commercial banks are quietly looking to ditch some of these bad CRE loans as damage control.
Chart 2: This chart shows the YoY percentage change in CRE prices.
Unfortunately, the latest data on this chart is Q4, 2023. CRE prices fell 7.53% from Q4, 2022 to Q4, 2023. I’d suspect that they’ve continued to decline in the first two quarters of 2024 as office space vacancies have continued to rise.
Chart 3: This chart shows the delinquency rate on CRE loans.
While we are nowhere near the delinquency rate levels we saw during the global financial crisis (2008), CRE delinquencies have been steadily rising since Q3, 2022. In Q1, 2024, we saw the delinquency rate on CRE loans rise to 1.18%. This is higher than the peak of 1.12% we saw in Q4, 2020 following the covid pandemic.
If we see these trends continue, it could be Bad News Bears for the banks.
These charts are from the Federal Reserve Bank of St. Louis (FRED). Reminder, this data is not 100% perfect, but I generally trust this data source.
Disclaimer: This is not financial advice, this content is created for entertainment purposes only.
#CRE #realestate #banking #debt 
What’s the next country to follow El Salvador by implementing a Bitcoin Standard?
#elsalvador #bitcoin
Check out this video for a brief overview of Satoshi's (Sats), Bitcoin's smaller units.
YouTube link ⬇️
https://youtu.be/U3PHk3rafxM?si=Xv2JbCwrje9Ixl9V
#bitcoin #money #satoshi #sats
Chess is a beautiful game.
You and your opponent have the same reciprocal setup.
The moves are simple.
The time you put into each move is costly (if you’re playing with time).
I love it.
#chess #strategy
One thing Bitcoin has taught me… patience. If you are going to hold Bitcoin you have to have a long-term mindset. If you can’t handle the pullbacks… you don’t deserve the rewards.
Bitcoin was around $30,000 one year ago, zoom out.
#bitcoin #timepreference
If you understand supply & demand, you should understand why investing in government debt is not a good idea.
The supply of government debt being issued increases every year.
#debt #bonds #supply #demand
Everything is relative.
If your investments go up 10%, but the price of food, shelter and healthcare goes up 20% over the same period of time… you’re losing.
#investing #relativity #inflation
Long-term bond yields have risen sharply today đź‘€
#usa #debt
Is the rapid rise in Nvidia's share price justified or is it all hype? Join me as I break down why Nvidia may have a claim for being the most valuable company in the world.
Check it out on YouTube ⬇️
https://youtu.be/vyVv-YEOmYE?si=MS09HC_SQMo1T-nB
#nvidia #ai #stockmarket #investing
It feels like the United States is in a vulnerable position right now:
US leadership: Not good
US financial health: Not good
US global support/relationships: Not great
US unity/mental health: Not good
US military: Still strong
#usa #economics
Bitcoin really loves this 60K to 75K range, I’m ready for something new, whether it breaks higher or lower.
#bitcoin
I wonder why Bitcoin is heading higher this morning… maybe something to do with the probable outcome of this debate tonight 🤔
#bitcoin #debate