> Only lending or investment expresses time preference; a hoard is liquidity held for consumption.

All deferred consumption demonstrates low(er) time preference. That includes holding cash balances.

> If everyone hoarded and no one lent, interest rates would be infinite, reflecting infinite time preference.

Imagine you are Crusoe, hoarding fish to live on while you make a net. Is that demonstrating an infinitely high time preference?

Some possible mitigations:

- Buy your own modem or modem/router combo for $50-100, if your ISP supports 3rd-party modems (most that I've used do)

- Buy your own router for $50-100, hardwire it to the ISP-provided modem; connect everything else only to your own router. This is possible with any ISP. If the ISP-provided device includes WiFi, disable it via the admin interface if possible

- If you aren't using the WiFi on the ISP-provided device, you can often unscrew the antennas (may not be 100% effective, but can't hurt)

- If you're more technically inclined, and your router sipports it, flash OpenWrt or similar open-source firmware

Changing your car's oil filter, and too lazy to remove the plastic engine shield, but also hate cleaning up a big mess?

You can use a flexible plastic cutting board as a sort of funnel to keep the oil from dripping onto the top of the shield.

Tbh, there are probably products designed for this, but I was feeling pretty proud of myself.😁

Pro-tip: check with wife first

The first part is not necessarily true.

Companies buying bitcoin > companies not buying bitcoin, regardless of motivation

Buying bitcoin to own bitcoin > buying bitcoin to increase fiat market value