Profile: 7d1f7182...
Top Cities people are moving from:
San Francisco, CA
New York City, NY
Los Angeles, CA
Washington, DC
Seattle, WA
Chicago, IL
Top Cities people are moving to:
Las Vegas, NV
Charlotte, NC
Phoenix, AZ
Denver, CO
Tampa, FL
Austin, TX
Dallas, TX
Where else should be on this list?
Life is short.
If you're lucky, you’ll get 4,000 weeks.
Learn that new skill.
Read that new book.
Apply for that new job.
Start that new business.
You have the power to create success.
Make the most of it.
Using your emergency fund doesn't make you a failure.
It protects you from selling your assets or going into debt to cover unexpected expenses.
It means life happened, and you were prepared.
Unpopular Opinion:
If you can’t cover a $500 emergency without going into debt, don’t eat out at restaurants until you can.
Your parents are not your emergency fund.
The most important financial decisions in life:
1. The career you choose.
2. The skills you develop.
3. The person you marry.
4. The friends you keep.
5. The location you live.
Take your time and choose wisely.
Life expectancy is 77.
Retirement age is 67.
Work 50 years to enjoy 10?
Is that really what you want?
We need to shift this mindset ASAP.
Retirement is a financial goal, not an age.
You don't need to:
• Cancel Netflix
• Stop going out
• Quit social media
• Disappear for 6 months
You need to:
• Eat healthier
• Wake up earlier
• Create a routine
• Focus on your goals
Discipline will change your life.
You'll be ahead of 99% of people.
Be the 1%.
You don't get paid for working hard.
You get paid based on:
• How hard you are to replace
• How much value you deliver
• How many problems you solve
Focus on being able to produce results and money will always follow.
Old status symbols:
• Expensive cars
• Expensive homes
• Expensive clothes
New status symbols:
• Time freedom
• Location freedom
• Financial freedom
Don't go broke buying things to look wealthy.
Society is built on getting you into consumer debt.
Break free.
Job titles don‘t make you a leader.
Here‘s what does:
Emotional Intelligence
Providing Mentorship
Empowering Others
Leading by Example
Owning Mistakes
Accountability
Gratitude
Empathy
Integrity
Humility
The person you'll be in 5 years depends on:
• The people you spend time with
• The conversations you have
• The habits you develop
• The network you build
• The actions you take
• The books you read
• The skills you learn
Invest in yourself accordingly.
You can make $40,000/ year as a school teacher, and people will praise and respect your career choice.
You can make $200,000/ year as a Manager at Walmart, and people will ask, "When will you get a real job?"
Stop worrying about what people think.
Their opinions won’t pay your bills.






