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Troy Felton
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Father * Husband * Realtor Enjoys 🚴‍♀️🏃🏻🏌️‍♂️🏒🏓🏹 🎣 🦌💻 📚🐶₿ Keller Williams Realty Integrity NW

Here's a pragmatic overview of the current real estate market by

Ryan McMaken from The Mises Institute.

While location, price point, and the home itself present different variables to the market, a "feet on the street" summary is buyers are pushing back on pricing.

Locally, we've seen a return to a more traditional market, where buyers and sellers negotiate, contingencies are permissible, and buyers have more than a few hours to decide if they wish to purchase the home.

While not a buyer's market, it's a much better time to be a buyer.

https://mises.org/power-market/home-prices-and-sales-fall-can-sellers-count-lower-interest-rates

Great episode by nostr:nprofile1qyvhwue69uhkyat8d4skutndva6hjtnwv46r5dpcxsuqz9nhwden5te0vfjhgcfwdehhxarjd9kzucmpd5qzqxvfqd89dw8kqmrjfaz6zt8gfggcg93p4tm3s2slv4jrszuugfmt74rjkj with nostr:nprofile1qqsxc56ajk5xtxerf4dqspgrfa0s5elrcr80lnz9nasldq87j3zzf0cc5h4hk, nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqgz0s0hkjg5t8cymp27prhkeu6u9xxwqkll0rgzyhrhfju8rs3qczuekl4t9, nostr:nprofile1qyw8wumn8ghj7mn0wd68ytfsxgh8jcttd95x7mnwv5hxxmmdqyt8wumn8ghj7mn0wd68ytngd9nxjumg9ehhyecqyztpxxduw0ej0556l2npx5d70sj2j7gxc6xk4yhr37jtq09ywuu2gkajvnp and Gary Leland.

There are tons of valuable nuggets from these great minds in this episode, well worth a listen!

nostr:nevent1qvzqqqqqqypzqxvfqd89dw8kqmrjfaz6zt8gfggcg93p4tm3s2slv4jrszuugfmtqqsghsdvq0culuhx2np85wzrzzeufgvqqxh7k84aq43thcvfxv20f9sfly7ae

Great conversation between nostr:nprofile1qy0hwumn8ghj7cnfw33k76twd4shs6tdv9kxjum5wvhx7mnvd9hx2qg4waehxw309ajkgetw9ehx7um5wghxcctwvsqzq3e0gs8jnmued6f2rp4c6vs07xqvs4vs8zpwt82smcdch4txjvq76kl2yj and nostr:nprofile1qqsr48s93cp32dce3kqlq4wwjczvn222t7fxrt7xn0wnymvjg64du9csk87sx about the US health system.

Thank you gentlemen for shining light onto this subject, and discussing alternative ways to stay healthy.

I just purchased some blue light blocking glasses. 😎

#HealthyLiving

nostr:nevent1qvzqqqqqqypzppdakkr4uyfaejv5nz68gcmyfxyzac26r3up2j4s0sr9k3enn4njqqsdmcewrczxfl63gp6k6a5arxjp88hr72l8aqe0fyjedkv9ckrw4tsald3dc

In the doldrums of winter, this bit of color is a reminder of the intentionality of nature.

No matter the season, there is always beauty to be found in nature and in our life, we just have to look for it.

Alex Stanczyk with nostr:nprofile1qyxhwumn8ghj7cnjvghxjme0qyvhwumn8ghj7erpd46hxtnjv4kxz7fwvdjkuar9wghsqgq9j6upvl0ymynt59jc9p5ndm4ayffjafn7cy4fpsrcpttxmu0unyje2me9 posted a great visual on the growing adoption of #Bitcoin by merchants.

#Bitcoin is real money!

https://x.com/alexstanczyk/status/2001298836476588332?s=20

Don't you love it when you get an error message on your home network that says to "contact your system administrator", and you are the system administrator. 🙃

Our society has more access to information, and more ways to share information than at anytime in history. Yet, I often wonder, as a society in general, WHY WE DON'T.

WHY WE DON'T eat healthier.

WHY WE DON'T use sound money.

WHY WE DON'T unite and push back against the evil and corruption embedded in the system.

Maybe it's because we are too busy running on the #fiat hamster wheel just trying to survive?

Maybe it's because we've been propagandized to fight against each other instead of the true perpetrators of evil.

Or, maybe we just don't care.

As I was listening to the Coin Stories podcast with nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqg8de5s9trchmxfj0kzpu3vzlxcqvvc6csqssph05qsw7r2qq78xmgtpplrn and nostr:nprofile1qy2hwumn8ghj7etyv4hzumn0wd68ytnvv9hxgqgdwaehxw309ahx7uewd3hkcqpqdg6es53r3hys9tk3n7aldgz4lx4ly8qu4zg468zwyl6smuhjjrvsm58xhx, Natlie asked a similar question as it pertains to #bitcoin: with so many #bitcoin books and resources available, why is #bitcoin adoption not further along?

Efrat answered Natlie’s question by boldly speaking the truth about WHY WE DON'T implement the change we desire.

Hear Efrat's full explanation in this short clip.

https://fountain.fm/clip/XSc2cwdBNdAExtnawW3V

While implementing change requires hard work and sacrifice, the question we should ask ourselves is: what will our life look like in 30 days, 6 months, or 1 year from now if we continue on the same path? As the saying that’s often attributed to Henry Ford goes: “If you always do what you’ve always done, you’ll always get what you’ve always got.”

As we approach the end of 2025 some of us will set goals to travel on a new path in 2026. During this holiday season, I encourage everyone to take some time and visualize what they would like their next 30 days, 6 months, and 1 year to look like. Let’s make 2026 the year we work hard and make the necessary sacrifices to bring about the change we desire in our life!

100% agree! Thanks for producing such great content. I find sharing your content with others is a great way to start conversations about freedom and alternatives to the status quo.

Keep up the great work, and please reach out if there's anything I can do to help.

Just listened to a very empowering conversation between nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqg8de5s9trchmxfj0kzpu3vzlxcqvvc6csqssph05qsw7r2qq78xmgtpplrn and nostr:nprofile1qy2hwumn8ghj7etyv4hzumn0wd68ytnvv9hxgqgdwaehxw309ahx7uewd3hkcqpqdg6es53r3hys9tk3n7aldgz4lx4ly8qu4zg468zwyl6smuhjjrvsm58xhx on a recent episode of Coin Stories with Natalie Brunell.

https://youtu.be/Qxnp6xbfvmI

These two women are great advocates for liberty. If you have not listed to their work, I highly recommend checking out their past and future episodes as well.

You can follow Natalie Brunell's work here:

https://www.youtube.com/@nataliebrunell

You can follow Efrat Fenigson's work here:

https://www.youtube.com/@EfratFenigson

Thank you nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqg8de5s9trchmxfj0kzpu3vzlxcqvvc6csqssph05qsw7r2qq78xmgtpplrn and nostr:nprofile1qy2hwumn8ghj7etyv4hzumn0wd68ytnvv9hxgqgdwaehxw309ahx7uewd3hkcqpqdg6es53r3hys9tk3n7aldgz4lx4ly8qu4zg468zwyl6smuhjjrvsm58xhx for carrying the torch for liberty, and bringing light into the darkness.

The bitter cold did not prevent us from getting some outdoor time in today, but I'm glad to be back indoors.

Joshua Mawhorter, assistant editor of Mises.org, pens a great piece about inflation's role in generational conflict.

This generational conflict is evident in today's housing market where many in the younger generation struggle to generate enough fiat dollars to purchase homes owned by the older generation. While inflation has helped homeowners in the older generation through increased home prices, it has removed a rung from the younger generation trying to get on the homeownership ladder.

On the surface, it's tempting to blame homeowners in the older generation for higher home prices since they are the ones setting the asking price. However, this misdirects blame from the true villain behind inflated home prices: government intervention via inflation. Without the government inflating the money supply, demand for housing would be reduced and prices would adjust accordingly. While reduced inflation would help young buyers trying to purchase their first home, it would hurt homeowners that are wanting to sell their asset.

When searching for a solution to the conundrum we face in today's real estate market, the words of the wise economist Thomas Sowel ring true: “There are no solutions, only trade-offs”.

Unfortunately, many will turn to the government in an attempt to help those in the younger generation purchase their first home. Another Thomas Sowel quote comes to mind for those seeking a government solution: “Sometimes it seems as if there are more solutions than problems. On closer scrutiny, it turns out that many of today’s problems are a result of yesterday’s solutions.”

The best thing we can do to make housing "affordable" for the younger generation is to eliminate government solutions to a problem the market will resolve on its own, if left alone. While a free market solution will result in pain for some it will leave us with a housing market that operates on a solid foundation, unlike the market we currently have that benefits some at the expense of others.

https://mises.org/mises-wire/old-vs-young-and-rich-vs-poor-how-government-creates-class-conflict

My four legged friend who enjoys her daily walks loves running in the snow.

What to expect from the Fed this week — and in 2026?

According to Dave Gallagher with Real Estate News, a rate cut this week is likely. However, don't anticipate a big drop in mortgage rates as the rate cut was likely already priced in by lenders.

https://www.realestatenews.com/2025/12/08/what-to-expect-from-the-fed-this-week-and-in-2026

We've heard numerous times the dollar has lost much of it's purchasing power over the past 50 years, but what does that really mean?

Joseph Solis-Mullen at the Libertarian Institute does an excellent job explaining the dollar's devaluation. The scary part is the The Ghost of Inflation Future!

According to Joseph Solis-Mullen, using the conservative annual inflation rate of 2.5% - 3% from 2025 - 2050, we would be looking at the following prices in 2050:

"The median home price, around $450,000 in 2025, would exceed $950,000 to $1.1 million by 2050.

Average new car prices would approach $80,000–$100,000.

A year of college at a private institution could cost $100,000+.

Median household income would need to reach roughly $180,000–$200,000 just to maintain the same living standard Americans had in 2000".

When looking at the numbers above I find myself wondering how future generations will afford these things? Is this how we get to the World Economics dystopian vision of the future, where we own nothing?

https://libertarianinstitute.org/articles/the-ghost-of-inflation-past-present-and-future

We've all heard the term "inflation" tossed around in the media over the past few years like a political football.

To be clear, inflation occurs when the supply of money is expanded beyond the production of goods and services. The most common ways we've seen the supply of money expanded is when the FED uses their "tools" to either lower interest rates, or implement quantitative easing (QE). The bottom line is both of these "tools" expand the supply of money, and used together floods the economy with money.

While on the surface flooding the economy with money might sound like a good option, the brilliant economist Thomas Sowell has stated, "There are no solutions. There are only trade-offs."

This article by nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqgqhkgyaxnu06lpslhnhn6uv8vxgfaey6qs7hesq0fd6wqynkftkmg82xe57 , and graphic by Visual Capitalist's Marcus Lu, does a great job of showing the trade-offs of expanding the money supply over the past 115 years.

Many have been led to believe everything costs more in 2025 because greedy business owners just can't control their temptation to exploit their customers, and capitalism is evil. To the contrary, it's the dollar losing it's purchasing power because of inflation is why it now takes more dollars to purchase the same item that required less dollars to purchase not too long ago.

https://www.zerohedge.com/precious-metals/visualizing-declining-purchasing-power-us-dollar

The image below reminds me how quickly some things change, and how resilient nature is. Give yourself an immunity boost and spend more time in nature.

Replying to Avatar walker

The Big Print is coming...

Got Bitcoin?

https://v.nostr.build/Aut63ZOk859XsUqa.mp4

Listen to "The Big Print" by nostr:nprofile1qqsxc56ajk5xtxerf4dqspgrfa0s5elrcr80lnz9nasldq87j3zzf0cc5h4hk on Audible, narrated by yours truly.

https://www.audible.com/pd/The-Big-Print-Audiobook/B0F2NBRB4Q

This is a great book!

If you have not read The Big Print by nostr:npub1d3f4m9dgvkdjxn26pqzsxn6lpfn78sxwllxyt8mp76q0a9zyyjlswhr4xv or listened to the audio version narrated by nostr:nprofile1qqsvfr3f7p95stxqrjslnmuvsmhcxxxqt8swjdfjx5tz7zq0yms5cygpp4mhxue69uhkummn9ekx7mqpzpmhxue69uhkummnw3ezuamfdejs8gtcg6, buy a copy today! Your future self with thank you.

nostr:nevent1qqs9rvqrcdc8qgtfr7rph3l6qz8easd0y9zjp333m93cx42etetekcgpzemhxue69uhhyetvv9ujuurjd9kkzmpwdejhgaxh6n9