GM! ☕️
Have a rewarding day! 🫂
#grownostr #coffee #coffeechain
#troublemaker
Financial independence starts with you understanding how the financial world works in a nutshell.
#grownostr
Interesting point of view! 🤙
I could argue the other way around as well, that if you increase because of salary increase, you increase because of finances, so finances control.
Although the main idea behind what I wrote is, if you increase your lifestyle then you will depend on a higher paying job to be able to pay your things, so you depend on your "higher" finances.
So if you are sick of your job, you can't really quit to something that you would enjoy but would pay less e.g. Or you can't start a new profession which could pay you less due to the fact, that you are not yet an expert. Or you can't quit without having your next job lined up.
So the main message here, if you keep your cost lower even if you earn more and more, it gives you financial stability and flexibility which can mean you have the ability to decide without your finances controlling you. Still you can consider it though.
I hope it make sense. Also I am a random person on the internet, so might be wrong.
Also interested in your opinion about this.
Have a great week nostr:npub1cllf97qv29kqc493t6xj26kqw2qsxmvnf6sl7w0mpnv2plt8wumqta3zny Make it awesome!
There is a saying:
If you were to redistribute the current total wealth equally between all of us,
It would go back soon to the current state.
I think it worth to reflect on the why...
It is mainly because of bad money habbits, and the mindset difference between rich and poor people.
So you shall not wish for the redistribution of wealth, but you shall wish for more knowledge to make money come your way.
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork
Good morning! ☕️
Either you control your finances or
Your finances control you.
Better if you rule.
Usual financial mistakes:
1️⃣ Having no financial plan or goal.
2️⃣ Having no savings
3️⃣ Increasing your lifestyle when your salary increases
4️⃣ Thinking if you can pay it, you can afford it.
5️⃣ Buying new car, new phone, etc frequently
6️⃣ Not knowing how much and on what you spend each month
7️⃣ Thinking if you invest 10%, you are set for life.
8️⃣ Having unnecessary perpetual payments
9️⃣ Understanding the real impact of inflation, and hedging against it
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork
Good morning ☕️
Save money to give you more options!
What would you work if you don't need to earn money anymore?
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork
Great job! 🔥
I think it is so wasteful to buy a phone every 1-2 years. You basically waste money, energy, and might pollute the environment if it becomes waste.
Make this day awesome nostr:npub1ztyqtftdkt6q36gux3xptn4ldv7sdpqka3rvhvlmna50e9t7kx4qk5kfjr ! 🫂💪🤙
Coffee break ☕️☕️
Some money saving tips:
1️⃣ Use soda machine instead of buying sparkling water.
2️⃣ Use water filter instead of buying still water
3️⃣ Use sponge for showering instead of putting shower gel into your bear hand. 🐻🐾
4️⃣ Setup a monthly grocery budget
5️⃣ Buy your phones for 5 years.
6️⃣ Buy used vehicle instead of new.
7️⃣ Turn off lights in the rooms you don't use.
8️⃣ Measure your monthly expenses, and remove unnecessary costs.
9️⃣ Measure your monthly expenses, and try to cut your biggest costs.
What else would you add? 👇
🔁 Share if you found value.
💬 Comment if you miss something.
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork #value4value
Good morning! ☕️
"To become better,
You have to measure"
If you want to get better at something, you have to measure the "thing" you want to get better in. Otherwise how do you know if you got better?
So if you want to be more financially independent, have more money, etc, you have to measure something, so that you can see the effect of your change.
And of course, you need also to change something. Because if you don't change:
"Insanity: doing the same thing over and over again and expecting different results."
#AlbertEinstein
Have a great day!
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork
Also the civilized society is the reason for the rich paying less taxes. 😂
Nostr: why being you, if you can be a Dan
#danstr
Being financially literate is a decision.
Like being Dan.
And it has the benefits of:
1️⃣ You can evaluate financial decisions on your own.
2️⃣ You can spot bad advices.
3️⃣ You can spot ponzis/malicious advices.
4️⃣ You can setup the best financial plan for yourself.
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving
