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Seems like the whole point is that yes, you can roll it over. But, as with any refinance it isn't guaranteed. Eventually, after several years of refinancing and a sufficient amount of compounding interest has accrued, probably during a market downturn when the collateral value gets a little too close to the balance due, that's when you'll be politely asked to pay the piper.

What are the best relays you would recommend?

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