That's what I mean. If you look at the exchanges thousands of btc are getting bought and sold daily but only a small fraction of that moves from one address to another

it's not meant to be, it's a bank balance, that's why we say if you have the keys you are the banker

the money is lightning, and it has taken up a very large amount of what used to be onchain, plus, of course there's new blockchains every day that people are clogging them up with all kinds of payments for "services" like recording information about some game or some shit