A 50 year mortgage is just kicking the bucket down the road

Take simple numbers

Thirty year: about 2,997 per month on 500k at 6 percent

Fifty year: about 2,643 per month

You feel richer because your monthly drops about 350.

But the only reason it drops is because you agreed to stretch the pain from 360 payments to 600 payments.

Over 30 years you pay around 1.08 million total.

Over 50 years you pay around 1.59 million total.

That is what “kicking the bucket down the line” really is

Now connect this to the housing “crisis”

The real bottleneck for most buyers is not the sticker price

It is the monthly payment relative to income.

That means

normies can now bid more for the same fixed supply of houses.

Politicians and banks can then say

“Look, affordability is fixed, people can buy again.”

In reality, you just pumped demand with more leverage

Without actually solving supply

So prices get pushed even higher over time

It “fixes” the crisis the way painkillers “fix” a broken bone

the 50yr confesses

1. Wages are not keeping up.

2. Home prices are not allowed to fall.

3. The only lever left is more duration and more leverage.

Now why is this deeply bullish for Bitcoin

Because it exposes what fiat actually is

If the only way the system stays “affordable” is by turning 30 years of debt into 50

It means your money is dying faster than the narrative admits.

50yr mortgages show you the endgame

They are proof the system would rather extend your leash than allow prices or rates to reset properly.

It is a giant billboard that says

“Do not hold our currency long term.”

For anyone paying attention

That message is incredibly bullish for Bitcoin.

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Germans have a word for 50yr mortgage; Milchmädchenrechnung

Loose translation: wrecked.

Wages will never keep up with inflation because a fixed cost is the last thing to get fixed in price discovery.

Fiat, by definition, is a diverse weight and measure.

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Deuteronomy 25:13-15 KJV ¶Thou shalt not have in thy bag divers weights, a great and a small.

14. Thou shalt not have in thine house divers measures, a great and a small.

15. But thou shalt have a perfect and just weight, a perfect and just measure shalt thou have: that thy days may be lengthened in the land which the Lord thy God giveth thee.

I’m already standing in line for a cash out refi into a 50 year mortgage on the house I “own” that was designed to last 28 years. 🤣 fuck it! I’ll take three 50 year mortgages and whatever cash I can squeeze out today goes straight to Bitcoin jail with a double life sentence.

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I don't have a home yet and would consider a 50 yr mortgage. Lock in a known housing cost and have an extra 20 years to pay the .5 mil extra when the currency has debased for 30 years already.

Get on the bs property ladder or get fked on rent forever or until collapse and I can buy a whole block of houses with bitcoin.