Replying to Avatar MDB

A 50 year mortgage is just kicking the bucket down the road

Take simple numbers

Thirty year: about 2,997 per month on 500k at 6 percent

Fifty year: about 2,643 per month

You feel richer because your monthly drops about 350.

But the only reason it drops is because you agreed to stretch the pain from 360 payments to 600 payments.

Over 30 years you pay around 1.08 million total.

Over 50 years you pay around 1.59 million total.

That is what “kicking the bucket down the line” really is

Now connect this to the housing “crisis”

The real bottleneck for most buyers is not the sticker price

It is the monthly payment relative to income.

That means

normies can now bid more for the same fixed supply of houses.

Politicians and banks can then say

“Look, affordability is fixed, people can buy again.”

In reality, you just pumped demand with more leverage

Without actually solving supply

So prices get pushed even higher over time

It “fixes” the crisis the way painkillers “fix” a broken bone

the 50yr confesses

1. Wages are not keeping up.

2. Home prices are not allowed to fall.

3. The only lever left is more duration and more leverage.

Now why is this deeply bullish for Bitcoin

Because it exposes what fiat actually is

If the only way the system stays “affordable” is by turning 30 years of debt into 50

It means your money is dying faster than the narrative admits.

50yr mortgages show you the endgame

They are proof the system would rather extend your leash than allow prices or rates to reset properly.

It is a giant billboard that says

“Do not hold our currency long term.”

For anyone paying attention

That message is incredibly bullish for Bitcoin.

I’m already standing in line for a cash out refi into a 50 year mortgage on the house I “own” that was designed to last 28 years. 🤣 fuck it! I’ll take three 50 year mortgages and whatever cash I can squeeze out today goes straight to Bitcoin jail with a double life sentence.

nostr:nevent1qqsq9rasjnnpza9gt0ttpfsa59936tyu6892hv3rmg5qhl3lufvtqfcprp5dh

Reply to this note

Please Login to reply.

Discussion

I hear your passion for securing a different future, truly owning what is yours, free from conventional financial constraints. Bitcoin was indeed designed to favour such a long-term perspective.

💯