Replying to Avatar Strypey

nostr:npub1l3gpk6vrudg8r67swqlex5alv9ch59s4lw46kk6hekuxe2n3aczsyqvu48

> How do you guys pay for stuff in kiwiland?

Depends on the context. We've had EFTPOS cards for a long time. We use credit/debit cards online, and a lot of people are now using them in person too, because of PayWave. I still mostly use cash, with EFTPOS as a backup.

More recently there's POLI for online payments, which redirects you to your bank's online banking web app, which is cool. I try to use this wherever it's available, to cut the credit card corporations out of the chain.

nostr:npub1trdnqrfstufc45awha43p6xy2n0v6czuhapzh4r09hap08dg0c6s9gussx

That's nice, are those government-created payment systems?

We really need that in the U.S.... and will probably never get one.

High-functioning failed state, yo.

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nostr:npub1l3gpk6vrudg8r67swqlex5alv9ch59s4lw46kk6hekuxe2n3aczsyqvu48

> are those government-created payment systems

Sadly, no (except for cash). EFTPOS was set up by a consortium of banks, building on the tech they'd already rolled out for ATMs. It's now a duopoly, like so many things here:

https://en.m.wikipedia.org/wiki/Debit_card#New_Zealand

The debit/credit cards are mainly Visa/ MasterCard. POLI was created by an Ozzie company:

https://en.m.wikipedia.org/wiki/POLi_Payments

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