What do you suppose the % is of people receiving zaps to a self-custody wallet, and zapping from self-custody?

I would wager is it somewhere around 1% already, ecash or not, and I doubt that is going to change unless some massive leap is made that suddenly results in self-custody lightning being 1000% more approachable.

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Yeah unfortunately everyone on here using custodial wallets! I hope BOLT12 will fix this !

BOLT12 could go a long way, but there is still the issue of needing to be always online to receive, and managing liquidity, which many struggle to wrap their minds around, let alone want to deal with.

There are automated liquidity management services, but they have costs associated with them, and users often end up getting hit with unexpected on-chain fees, because they don't understand how liquidity works.

Lightning is incredible, but UX for self-custody has a long way to go, and some of the problems I am unsure whether there are possible solutions for, because they are related to the fundamentals of how Lightning works.