Yes, but you usually don’t have bitcoin at the other end. And managing Bitcoin’s volatility/the transition to the a bitcoin standard is probably the hardest thing we’re going to encounter on the way. This does it for you.

I actually think if you’re rich enough this isn’t a good product for you. Just stack bitcoin/MSTR because the volatility isn’t a real issue for you. You can easily live off sats even in a Bitcoin bear market.