You could arrange a fixed rent (one that doesn't go down with house prices), and thereby reserve the right to purchase the title for X amount of Bitcoin after X number of years.

Or something like that.

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the whole idea of "rent to own " gives me some sort of angst like what happens if the relationship turns sour or something. but i've heard of "backwards mortgages" for older folks needing some income, so rent-to-own could be like a peer-to-peer backwards mortgage.

It could, but people actually live in the homes they've mortgaged. They just have to move out, when the mortgage runs out, unless they've died first.

oh that's right. not sure where I had placed the house owner in my head, maybe the attic.

If it's a rental contract, you just cancel the contract and pay the cancellation fee.

speaking of renting, there would be a lot less of it with no mortgage usury, it's how you monetise that debt

Yeah, they sell the debt.