It will take time for people to realize the usefulness of cryptocurrencies. In any case, adoption will be centralized and regulated.

There are few of us who understand why money should be separated from the state.

That's why #Monero

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I honestly still haven't understood the pitch behind #Monero. Is it another off-chain solution like Lightning? Or what really is it?

Private, anonymous, fungible transactions.

Just like cash but digital. And without rampant unpredictable inflation.