I think it also depends on your age. (A how many years do you plan to live with it, how many years of growth do you want to wait before opting out) And of course where you live because sats buy you different amounts in different places.
Discussion
Also other obligations, family, mortgage etc etc
This is true and frankly a very variable question. I am much further along than a 20 something college grad, further behind than a boomer looking at retirement. Just wanted to spur conversation without anyone doxxing their stack lol
You know what's a good amount at that age? Having enough so you can say gfy to any employer, customer whatsoever if you have to, but also enough time to keep stacking for later, whenever this will be.
But I totally feel you and ask myself the same question sometimes. My conclusion always is that it's not enough so I just keep going a little longer. Probably for many more years.
The movie layer cake, makes me hope you aren’t correct, but in my heart i know you are telling the truth