Stablecoin users have self-selected USDt on Tron over USDt on ETH because it's cheaper.

I have to imagine USDt on LN will have even lower fees, while bringing these users even closer to Bitcoin, and onboarding them onto services that are Bitcoin-focused.

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You would have to imagine it's cheaper on Bitcoin. Yes, it will likely be cheaper than Ethereum (what isn't), but compared to Polygon it won't compete.