The insane thing is that this problem is created and enlarged mainly by those who claim to fight it.
Discussion
Nearly anyone who claims to fight anything does it for a personal agenda - if they were truly fighting, we wouldn’t have the problems that we do on Earth. That’s why checks & balances is so important.
Checks and balances is the problem. It suggest that there is a Mexican standoff balance between good and evil.
In reality both sides are evil and the whole system is evil.
I see your POV.
I don’t personally believe checks and balances as such, when done right. It can be done by anyone, not just the institution.
No, the problem is that these institutions exist. Over time, they will always be misused. Only a system without a monopoly in territorial violence can function long term.
And if you look at history, a welfare state increases poverty, while a free market reduces it.
So, the institutions are not only potentially harmful, they are also unnecessary.