I feel healthy, and don't regularly use Western medicine or frequent a doctor's office. So I'm attracted to the idea of an alternative to and HSA (which I am not eligible to open).

If I'm paying into Trad health insurance, and never seeing a doctor, I'm wasting money comparatively.

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I pay a monthly fee for an anthroposophical doctor - I’ve used him a few times for my kids.

One time he actually referred me to a Western doctor (watt removal on my child’s head) but I wouldn’t have thought to go there first until my doc told me there was no other way.

If I wasn’t also forced to buy health insurance I’d mostly divert it to an HSA - if you break a leg or need a wart removed - you wanna have that saved for.