I pay a monthly fee for an anthroposophical doctor - I’ve used him a few times for my kids.

One time he actually referred me to a Western doctor (watt removal on my child’s head) but I wouldn’t have thought to go there first until my doc told me there was no other way.

If I wasn’t also forced to buy health insurance I’d mostly divert it to an HSA - if you break a leg or need a wart removed - you wanna have that saved for.