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For onchain transactions it will probably not happen in a big way. On second layer it is in progress, lightning and cashu.
Discussion
Cashu is custodial, Monero is not
Lightning is a UX nightmare for sovereign users, Monero is not
Not anywhere close to full replacements
I agree that the UX for lightning is not great as sovereign user at this moment but manageable. It definitely progressed a lot last year. Cashu is indeed custodial so in full trustless network it doesn’t work.
Just a question out of curiousity are there any trustless swaps between bitcoin and monero build now?
Where are now the main fiat ramps for monero?
I use both lightning and Cashu. Each has unique advantages and disadvantages, so I can't call them a replacement for the others.
Yes, trustless swaps:
Coming Soon:
https://github.com/decred/dcrdex
No-KYC fiat ramps:
Kraken, KuCoin, HodlHodl are centralized fiat ramps - KYC obviously
Do you know if this uses COMIT for Bitcoin to Monero swaps?
Unstoppable (and the new Feather plugin) both use COMIT
Yes, and BasicSwapDEX uses https://github.com/h4sh3d/xmr-btc-atomic-swap
Not sure how Serai and Decred are going to do it
#haveno and DFX.swiss or Onramper via nostr:npub1j9qyxka5lck4tw50v7qfrs6gdwczz5ydt7ugqy6nhuva9p6dpy5q8rs2yg
Havnt tried it myself but there is https://unstoppableswap.net/