If mortgage rates come down there's a non-zero chance Im gonna tap that equity myself.
Discussion
Yeah that's a great one. The rates will come down. If you're US based, the market is propped up by the govt, might as well use the lever if you can. I don't own a home, so I can't do that, so the next best thing is 401k loan which repays back into the 401k so you borrow from yourself.
Ya I see a lot of clever things done with 401k loans.