you are willing to overlook the limitations of lightning today because it is built on bitcoin. I doubt that you are able to evaluate it fairly. lightning suffers from centralization and UX issues too and you are just pretending it's not a big deal. if lightning was first introduced for another currency, you would find reasons why it falls short that don't have to do with that other currency.

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No

There are any LN channels. Its essentially a 2/2 multisig. AKA peer to peer.

You can't get more decentralized than that.