Thank you for the explanations. I think all of the above is fine as you'd be providing a service for your family members or close friends. I'm not going to rug my wife, kids, or my best friends. It's a good solution for them, because they're using something that I'd be using too, something that I'd trust enough with my own sats. They'd rather trust me than an unknown entity. Thanks again.
Discussion
Yes. But also, like I said, you have to maintain liquidity to satisfy their transfer requests (both inbound and outbound). There does not seem to be a good way to tell if youāve accidentally gone underwater.
For example, say you have one mega channel, balanced, with enough liquidity to satisfy the whole fam. A few things can happen that suddenly make you insolvent:
1. Channel closed by counter party.
2. Family/friend āfundsā their wallet with a large amount on-chain, then immediately spends that amount on Lightning. On net you still have the funds, but Lightning liquidity has been drained.
These arenāt insurmountable problems, but there arenāt built-in automated ways handle them or to be alerted when they occur (that I know of).
I tried LnBits as well. LndHUB worked better for me, but I donāt recall why exactly. Would have to check notes.