Yes. But also, like I said, you have to maintain liquidity to satisfy their transfer requests (both inbound and outbound). There does not seem to be a good way to tell if you’ve accidentally gone underwater.

For example, say you have one mega channel, balanced, with enough liquidity to satisfy the whole fam. A few things can happen that suddenly make you insolvent:

1. Channel closed by counter party.

2. Family/friend “funds” their wallet with a large amount on-chain, then immediately spends that amount on Lightning. On net you still have the funds, but Lightning liquidity has been drained.

These aren’t insurmountable problems, but there aren’t built-in automated ways handle them or to be alerted when they occur (that I know of).

I tried LnBits as well. LndHUB worked better for me, but I don’t recall why exactly. Would have to check notes.

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