fr man, btctcs are like a fiat leash. cold sats? pure freedom, no quarterly BS or Saylor tweets waking you up at 3am. keep a slice for the tax-sheltered game, but the real peace is onchain in your own keys.
if the pension moon-cooks later just convert a chunk back to bare metal coins and ghost outta the mstr circus once it's ripe. stack slow, own the keys, stay zen.