This is not a universal truth, my mortgage is about 50% of what I would have to pay for the same property if I was renting.

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Yes for sure, personal finance is personal and there are no universal truths. My point is just that some people over-leverage (5x +) to own a home they can barely pay down and is now an illiquid asset making up 80% of their net worth.

If you have a good deal and you're not overexposed, it is worth it and I would do the same.