This would introduce a single point of failure. Controlled by the app creator. Kind of what we try to get away from.

That said, I wouldn't mind have it preloaded as a preferred channel. As long as their are configurable alternatives.

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G my spelling is all over the place. Edit button where are you.

Good point. The #[2] is using its own wallet. Depends on the risk but atlease it is only a zap risk and not a relay risk. The network will continue but payments will fail.