https://blog.mutinywallet.com/mutiny-wallet-open-beta/#just-in-time-channels

This is why bitcoin lightneing will never take off. This is gobbledygook to most people, even bitcoin and nostr enthusiasts. All these wallet app devs seem only to talk to themselves rather than the public they want to adopt. Its far to complicated to understand what all these elements thats go into creating an app like this are, but when it ends with subscription offerings my first thought is, why? Why would I go through all this when I can just use paypal, nothing NOTHING is self custodial UNLESS you are a expert on bitcoin and programming wallets and running servers. Thats only a fraction of percentage of CURRENT bitcoin enthusiasts. The general public will never adopt any of this. . Its far too diffcult to understand what is happening and what the point is. Its also costly. Compared to current options, what are the benefits. Subscription means relying on servers. Self hosting is a none starter.