Since we are likely to continue to see BTC volatility, I think that it is worth keeping the BTC loans topic front and center. The rules are simple. Make sure your interest rate is a single digit at the most (9% or less). Keep in mind thaty your posted collateral is no longer yours and the holders (third party risk) can loose your BTC. Not your keys, not your Bitcoin! Never use more than 10% of your total BTC holding to take a loan against. Maybe most importantly, DO NOT initiate a loan in the last year of a bull market, as in where we are in the cycle right now. If you did make the mistake and take a loan recently, and you only posted 10% of your holdings, you will probably survive the typical BTC pull back as you still have 90% of your BTC to continue posting as additional collateral as the spot BTC price falls and you probably wont end up getting liquidated. Stay Safe, Stack Sats.