What do you mean the banks are on it? The banks aren't going to bother with such tiny amounts of money. The banks cause fraud but not this way. Maybe there is a rouge ball workers but the bank itself is not involved.
I forgot to link the article, The bank tellers and bank branch manager questioned him and tried to stop him multiple times. The old man and his daughter are simply fools who aren't able to critically think. Many of these people exist in Canada because of the indoctrination from government schools
https://www.cbc.ca/news/gopublic/bank-investigator-fraud-scam-9.6950754
Small amounts add up and are easily written off. Couple thousand here and there and it bypasses any oversight.
It's not the banks as an institution but the people who work in the banks.
In other words when you tell them you're a victim of fraud they can clawback the money. But instead of giving it back they can say "sorry, we were unable to get the money back" and just pocket it instead.
And yes people can be fooled, that's why scams work so well
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