Reject the mantras

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I think the mantras exist in a superposition

My recommendations for many who are years into the rabbit hole:

80% cold storage you control keys to

20% be an Investor and weaponize the knowledge you fought so hard to obtain related to Bitcoin.

+1

Have a plan and don’t chase returns; thats how they get rekt

The ratio will look different for everyone, but 100% and 0% or 0% and 100% are definitely the wrong ratios.

Could not agree more.

This ratio is what puts the Personal in 'Personal finance'