“A lot of money” is subjective, I can see your viewpoint. It does take a good bit of time to save in bitcoin before you can jump straight to node running but just a few 100,000/300,000 丰 channels can get you started in the right direction.

Remember, not your rack, not your stack

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People can close the channels.

People can also leave channels open, I’ve personally never had someone close a channel on me, if you take the opportunity to ask another node runner to open a channel with them, 99% of the time they won’t close it on you.

It’s about building the network