CBDCs are a conspiracy theory. They will never happen.
There, I said it.
Quote me on this in 5 years.
It already happened here in Brazil... It's called pix.
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Are Brazilians using it?
Bigg time! Everyone I know... It's convenient, no transaction fees, it's lightning fast, they can send money to everyone, they can use there email or phone number as a wallet address it's fucked up...
