Ah yes, the great Protestant mystic Dave Ramsey.

For what it's worth, my take on Dave Ramsey is he has great advice for helping people get out of debt, and a lot of people need that. Beyond that, his investment advice is good for Boomers and Gen Xers, but I'm not convinced it will continue to work so well over the next 30-50 years in which millennials and Gen Zers are trying to establish themselves in life.