Yes it’s like a horses for courses vibe in that sense

The entrepreneur is the key

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You can say that again. The entrepreneur and the problem that they are trying to address or fix are the most important determinants. One entrepreneur sees financial inclusion/payments as a problem, creates Paypal and another creates Bitcoin. Both novel in their own ways at the time they were created, but no doubt one more is consequential than the other.

PayPal is such an interesting story I agree

But the Bitcoin story even bigger!

I think that Satoshi is probably the best example of the “build it and they will come” successes

Absolutely! Satoshi also proved that sometimes incremental change is a bad idea, given the scale of certain problems. You just have to swing for the fences. Risky? yes, but the pay off was absolutely worth it