Stablecoins:

Because if the government issues debt and your buy that debt you can issue your own debt on top of theirs

Lending inherently involves lending a fraction of your hoard (reserve)

https://github.com/libbitcoin/libbitcoin-system/wiki/Credit-Expansion-Fallacy

Hope more people wake up to this for the sake of saving the middle class

I fear the fractional reserve idea will one day infect the bitcoin ETF markets...