As far as loans go, federal student loans ain't bad. 4 years of subsidized deferment, forgivable upon death and multiple other ways to get them partially/fully paid for. Rates are not horrible and you can pay them off over decades.
Leave the gold in the vault and pay the fiat loans with deppreciating fiat. Reevaluate post graduation.
And as always, borrow as little as possible and use that money as wisely as possible.