Never used Cash app, Have been on Strike and DCAing almost 4 years... Plus, Strike is BTC first and foremost. Cadh addef BTC ad an afterthought.

Does Cash even offer BTC backed loans? Maybe...dunno, and haven't heard them talk about a BTC collatetalized Line of Credit product

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I am not sure, probably not since I don’t know either. Most of my bigger activity has always been with strike. The convenience of being able to have a checking account associated with it was amazing - I used bill pay a lot. I just really like what block is doing with progressing bitcoin payments for small businesses so try and support them too. Sometimes I use both at the same time