That’s why the state needs it, why do WE need them?
Discussion
Credit. No one wants to wait to save money especially when you’re paid shit and want/need to by something
Makes sense, probably this is where the crypto/shitcoins are trying to solve the most as well. But I think I’m fine with using banks for lending. Atleast until they don’t start showing their own shitcoin behavior 🤷♂️ which they kind of have 😂