Form of control

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That’s why the state needs it, why do WE need them?

Credit. No one wants to wait to save money especially when you’re paid shit and want/need to by something

Makes sense, probably this is where the crypto/shitcoins are trying to solve the most as well. But I think I’m fine with using banks for lending. Atleast until they don’t start showing their own shitcoin behavior 🤷‍♂️ which they kind of have 😂