I love the current banking system! It's so... primitive! Like going back to before stone tablets. To transfer $100 from my account to my partner's at the same bank I get to use the Wire Transfer process. And they will deposit the very next (banking) day at 3pm, and they don't charge for this, says their AI chatbot in all caps. But no, can't use their App. Have to use the website. And know their numbers (each time)... no saved contacts. FML. Bitcoin lightning addresses for the win.