Replying to Avatar SLCW

I predict nobody is going to remember Universal Money Address in 5 years. And you won't be able to find anyone who ever used it.
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mike 1y ago

But if it gets in peoples consciousness that you@yourbank or you@yourdomain can be a payment address, that can only help Lightning in general, right?

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SLCW 1y ago

Maybe? I dunno. I don't really see the value in this UMA because Zelle is already integrated with everyone's bank, and it only requires a phone number or email address to send money. And if you're sending money to family and friends, you already have their phone number and/or email address. So, what problem does this UMA address? I don't see it.