More importantly, regardless of amount, it's your fuckin' money. Run a node with electrum + your own mempool instance. Doesn't need to be fancy just run it on your computer so you dont have to rely on ledger to tell you where your money is.
Discussion
Well, after that big scare today. I'm gonna have to read up on this and I'll be doing exactly as you say🙏🏻.
Let me know if you need help. But nostr:npub1rxysxnjkhrmqd3ey73dp9n5y5yvyzcs64acc9g0k2epcpwwyya4spvhnp8 has great videos on all of this. I recommend you watch a few and give it a go!