keeping hold of customers' funds is actually detrimental to Bitcoin as a whole.

If there were some fictitious Bitcoin citadel, one of the very few RULES I would insist on in such a citadel is that only traders be allowed to keep Bitcoin funds inside an exchange - all other users SHOULD instantly hold their own funds.

Those who are scared to hold 12 or 24 words secret don't really deserve to hold Bitcoin in the first place, nor do they understand what it is...

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