I think pushing college, student debt and focusing on career above all else (especially for women) is more of a causal factor than dating apps. Too many get sucked into career to even think of committed relationships or being a mom.

I think the fact that "older" women having more kids than younger bears this out as well. The 35+ women are considered "geriatric pregnancies" and come with increased risk to both mother and baby, and the fertility window is closing. These women are old enough to have "been there done that" with corporate life and are more likely to realize their time to start a family is limited.

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Yes I consider college, debt, jobs, etc as the fiat economy. I should've been more specific.

All of this is multi-factorial and not all bad.

Having kids at 25 instead of 35 can cause those younger parents to feel the fomo of lots of single life experience. While people in their 30's traveled the world, had all kinds of work and life experience and feel content to put their more "selfish" desires aside to focus on raising the next generation.

The dating apps are not "bad", yet give us the unnatural feeling of endless options. Its like that restaurant with the huge menu and you have a hard time making a choice