Well...WoS is custodial, so "not your keys - not your coins".

I learned it the hard way from another custodal wallet I had my coins on and got rugpulled a few months ago.

So custodial for very small amounts only.

They also almost all require a KYC-like user identification.

Using them anonymously is usually not possible.

(Or maybe somebody has a solution for that? #asknostr )

Own nodes on the other hand can be tricky too, and the costs and stress are underestimated by most people:

- on chain fees for channel opening and closing,

- buying inbound liquidity,

- making backups of your channels,

- potential force closing by whom you had the channel opened with

I myself have not found the perfect solution yet...

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Exactly. People say it is easy to self host, but it is certainly a challenge that can turn people off.

and you can lose a lot of money,

apart from general stress of server hygiene, security updates etc