coincards is on the thread since they take XMR directly, a bitrefill competitor, bitrefill takes many crypto except XMR exclusively so their volume could be driven by instant swappers, i.e. send xmr and receive another coin in the end
There's also Bisq with most volume being XMR, and the others listed below, it doesn't seem exaggerated considering the pattern of low LN % repeats
nostr:nevent1qvzqqqqqqypzppmnpqnkhegvaxa05lj7xa8yljl4axze5gv33u6t4m7sqp6xklf4qyv8wumn8ghj7un9d3shjtnddaehgctjvshx7un89uq3jamnwvaz7tmjv4kxz7fwwphhxar9wgh8qmrpvdjj7qpqde6vh89x7wjvcjqndtukhgt4cjhjwy4y930mqpr62ecj40jhrsvqgqmefz
See that looks more realistic to me so bitcoin (onchain + LN) still has 48-60% of payments.
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