Replying to Avatar Laeserin

I just use 💶 and my VISA that autodeducts monthly, four days after payday. Then I only need a couple hundred in my account.

I've been moving monthly payments from PayPal and SEPA to VISA and then it's one predictable lump sum every month.
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Laeserin 1y ago

Can pay for almost anything in cash, in Germany. I prefer to hold cash than carry banking risk. And I do envelope budgeting to control spending.

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imnuso 1y ago

Cash is still king in Germany. Luckily.

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Laeserin 1y ago

More places accept cash than credit cards and I love it.