You have backed up your coins with 12/24 words.
How confident are you that 5 years from now you will acces your coins?
How about 10?
Backups do NOT deteriorate.
No catastrophic even occurs.
Yearly backup check. I also do this with people I onboarded.
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So how confident?
Also backup check != back update?
I'm not stamping a new backup each year. So, it's mostly storage location, readability and pass phrase checks.