Have also noticed some people feel they must *wait* until they can stack a significant amount of BTC, such as a whole coin, rather than simply stack small amounts whenever they are able to. This is a variation of unit bias.

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bias.

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Buying Bitcoin is not a kind of investment, you hold your future in your hands, that is scary for most. You may understand what Bitcoin is but keeping it in cold wallet, that is the most hard part. 2nd hardest is keeping it in wallet when it goes 1000%+

"Fortuna favet fortibus" aka "Fortune favors the brave"

In general public we call this having balls.